I am opening a Roadside Assistance company and I need $1. 000. 000 liability insurance. What insurance companies should I use and how much would the payments be. I was so glad to find this — You can't get business insurance directly, you need to use an agent. Since you're working on cars, you'll need a "garage liability" policy, even if you don't own a garage. If you have a towtruck, it can get pretty pricey – five figures. Bottom line – to get an accurate quote, you'll need to contact a local independent agent. The first few years, your policy will PROBABLY be through your state auto fund, assigned risk plan, whatever the program is called in your state. I'd be surprised if you get any voluntary carriers to write a garage liabiltiy policy on a new venture.

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